Effective date October 30, 2024
Legally Binding Terms
THESE TERMS OF USE TOGETHER WITH THE PRIVACY POLICY AND ANY SUPPLEMENTAL TERMS, CONDITIONS, OR RULES POSTED TO A SPECIFIC AREA OF THE SITE/SERVICES (COLLECTIVELY, "TERMS") SET FORTH THE LEGALLY BINDING TERMS GOVERNING YOUR USE OF THE SITE AND SERVICES.
By entering the Site or using the Services, you acknowledge and agree to all terms, conditions, and rules stated in these Terms. You are not permitted or authorized to use the Site or Services if you do not agree to be legally bound by these Terms. Please read these Terms carefully.
We may, in our sole and absolute discretion, modify these Terms from time to time and we reserve the right to make changes at any time, without notice or obligation, to any of the Terms, Site, or Services.
By entering the Site or using the Services, you acknowledge and agree that they are intended for use only by citizens and residents of the United States of America residing within the United States of America aged 18 years or older and will only be governed according to the laws of the State of Delaware without regard to conflicts of laws principles.
We may assign our rights and obligations under these Terms, including in connection with a merger, acquisition, a sale of assets or by operation of law.
The Site/Services provide you with information about insurance products and services and connects you with insurance agents, insurers, and third-party insurance service websites (such websites and their operators are referred to herein as "Insurance Services") who may be able to provide insurance products and services. If you are an insurance agent, insurer, or Insurance Service, you may use the Site or Services to market your products to consumers or obtain information about consumers interested in insurance products.
Disclaimer of Warranties
WE THEREFORE DISCLAIM, TO THE FULLEST EXTENT PERMITTED BY LAW, ALL WARRANTIES, WHETHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, NON-INFRINGEMENT AND FITNESS FOR A PARTICULAR PURPOSE AND ALL WARRANTIES REGARDING SECURITY, CURRENCY, CORRECTNESS, QUALITY, ACCURACY, COMPLETENESS, RELIABILITY, PERFORMANCE, TIMELINESS, OR CONTINUED AVAILABILITY WITH RESPECT TO THE SITE AND CONTENT.
The Site also offers job opening information and provides ways for you to apply for employment. You understand that nothing contained on the Site constitutes an offer of employment by us.
In certain circumstances, you may create your own account on the Site/Services by completing a registration process. In doing so, you must provide us with accurate and complete registration information and update us if this information changes.
If you create an account, we will assign you, and/or allow you to select, a password within our security guidelines and requirements. You must keep your password confidential, and you may not permit any other person to use your password or your account for any purpose.
You will be responsible for all use of your password, including, without limitation, any use by any authorized or unauthorized third party.
Marketing Communications
If you provide your telephone number to us via the Site or Services, you give your electronic signature and consent for us to send you marketing calls/text messages at that number USING AN AUTODIALER AND/OR PRERECORDED MESSAGES.
Third Party Communications
If you provide your telephone number to us via the Site or Services AND GIVE CONSENT FOR COMMUNICATIONS FROM THIRD PARTIES WITH WHOM WE MAY SHARE YOUR INFORMATION, you give your electronic signature and consent for us AND SUCH THIRD PARTIES to send you marketing calls/text messages.
Call Recording
You understand that all calls to or from AffordableCoverHub, including, without limitation, Call Transfers, may be monitored or recorded for the purpose of review and analysis.
All images, text, sound, photos, custom graphics, button icons, the collection and compilation and assembly thereof, and the overall "look and feel" and distinctiveness of the Site constitute trade dress and are either our property or used on this Site with permission.
You acknowledge and agree that information and services available on the Site/Services are protected by copyrights, trademarks, service marks, patents, trade secrets, or other proprietary rights and laws and are owned or licensed by us.
If you believe that any material on the Site/Services infringes your copyright rights, please contact us and include: Your physical or electronic signature; Identification of the copyrighted work; Identification of the material that you claim to be infringing; Your contact information; A statement of your good faith belief; and A statement of accuracy under penalty of perjury.
The Site and/or Services may let you submit material to us or to third parties. In these Terms, we use "Submissions" to refer to any material of any kind that you submit to us or third parties through the Site.
We are not responsible for the content of Submissions provided by you or any other user. We do not necessarily endorse any opinion contained in such material.
Submissions are not considered to be confidential. You agree not to make any Submission in which you have any expectation of privacy.
Use at Your Own Risk
YOU USE THE SITE AND SERVICES AT YOUR OWN RISK. THE SITE AND SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, NEITHER WE NOR OUR AFFILIATES WILL BE LIABLE UNDER ANY THEORY OF LIABILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES.
You agree to defend, indemnify, and hold us, our Affiliates, third-party service providers, employees, contractors, agents, officers, and directors harmless from any and all liabilities, claims, demands, suits, investigations, losses, judgments, costs, and expenses that arise out of or are related to your violation or alleged violation of these Terms or use of the Site/Services.
Any controversy, claim or dispute arising out of or related to these Terms, the Site, or the Services shall be solely and exclusively resolved according to the procedures set forth in this paragraph.
The arbitration shall be conducted before a single neutral arbitrator appointed in accordance with the Arbitration Rules with the option to appeal the arbitrator's decision to an Optional Appellate Arbitration in accordance with the Arbitration Rules.
We maintain exclusive control of access and right of access to the Site/Services. You understand and agree that we reserve the right to revoke your access at any time without notice or cause of action for any reason whatsoever.
The Site/Services may contain links to sites or be accessed by links from sites that are owned and operated by independent third parties to which these Terms do not apply. We provide links solely as a convenience and the inclusion of the link does not imply that we endorse or accept any responsibility for the content on those sites.
If you have any questions, complaints, or claims, please contact us at: FountAI, Inc., Attn: DMCA, 1 Kendall Square, Cambridge, MA 02139, Email address: contact@fountai.com